Escrow Closes Today - Theoretically

I just spoke with the escrow officer and she emailed me a copy of my HUD settlement statement. Everything looks OK, which is pretty shocking given that there are usually always errors on these things. The statement only reflects a 70% investor discount on the title charges, but she is waiting to hear back from the company I purchased title insurance from when I bought the property. Once they confirm my old policy, the discount will go up to 80%.

Her only opening for a signing time today is 3:30 PM, which doesn't really work for me. I'm to blame for this, since I neglected to set up a signing time in advance. But, since her office is pretty far from me, she said she could email me the documents and I could sign them. There is only one page that needs to be notarized, so I will have that done when I go out for lunch today. Then, I'll call her and she'll send a courier to pick up the papers.

Based on the preliminary numbers, it looks like I'll be making around $25,000 on this property. I'll do a more detailed analysis once everything becomes final and the money is in my account.

The reason I say the closing date is theoretical is because she has still not received docs from the buyer's lender. Additionally, she is having problems with her email (which is why I never received the HUD statement she emailed me last week), so who knows if everything will come together today.